Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Last updated: 25 September 2026

INTRODUCTION

  1. These Terms and Conditions of Use (Terms) govern your access to and use of the website operated by Premise Studio Pty Ltd (ABN 51 701 133 548 | ACN 701 133 548) (Premise Studio, we, us, our), including all pages, content, market briefs, portfolio material and features available at our website (Website).

  2. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

  3. These Terms should be read together with our Privacy Policy, which is incorporated by reference and governs how we collect, use and disclose personal information submitted through the Website, including via enquiry forms and email subscription sign-ups.

  4. We may update these Terms from time to time in accordance with clause 14. Continued use of the Website after any update constitutes acceptance of the revised Terms.


ABOUT THE WEBSITE

  1. The Website is an informational and promotional platform. It is used to:

    1. promote Premise Studio's professional services;

    2. publish market briefs, commentary, research summaries and other original content (Content);

    3. allow visitors to submit enquiries; and

    4. allow visitors to subscribe to receive market briefs and updates by email.

  2. The Website does not:

    1. accept payments or process financial transactions;

    2. sell or deliver services directly;

    3. create user accounts; or

    4. accept online bookings.

  3. Submitting an enquiry through the Website does not create a client relationship, retainer, engagement or any contractual obligation between you and Premise Studio. Any paid engagement will be governed by a separate written proposal or services agreement executed by both parties.


INTELLECTUAL PROPERTY


  1. All Content on the Website, including but not limited to text, market briefs, research summaries, commentary, graphics, logos, trade marks, service marks, photographs, illustrations, layout and design (Premise Studio IP), is owned by or licensed to Premise Studio and is protected by Australian and international intellectual property laws, including the Copyright Act 1968 (Cth) and the Trade Marks Act 1995 (Cth).

  2. You may access and view Premise Studio IP for your own personal, non-commercial informational purposes only. You must not, without our prior written consent:

    1. copy, reproduce, republish, upload, post, transmit or distribute any Premise Studio IP;

    2. modify, adapt, translate or create derivative works from any Premise Studio IP;

    3. use any Premise Studio IP for commercial purposes, including in marketing materials, publications or client-facing work;

    4. scrape, crawl, index or otherwise extract Content from the Website by automated means; or

    5. remove, alter or obscure any copyright, trade mark or other proprietary notice on the Website.

  3. Nothing in these Terms grants you any licence or right in respect of Premise Studio's trade marks, logos or branding beyond what is expressly stated.


PORTFOLIO MATERIAL AND THIRD-PARTY CONTENT


  1. The Website may display portfolio material, case studies or project references that include content, images or information owned by or relating to Premise Studio's clients or third parties (Third-Party Material). Such material is displayed with the permission of the relevant owner and remains the intellectual property of that owner.

  2. You must not copy, reproduce, use or exploit Third-Party Material for any purpose without obtaining the prior written consent of the relevant owner. Premise Studio cannot grant you any rights in respect of Third-Party Material.

  3. The Website may contain links to, or references to, third-party websites, data sources, research publications or external content (Third-Party Sources). Premise Studio does not endorse, control or take responsibility for the accuracy, completeness or currency of any Third-Party Sources. Links are provided for convenience only and do not constitute a recommendation or endorsement of any third party.

  4. Your access to and use of Third-Party Sources is at your own risk and subject to the terms and conditions of those third parties.


MARKET BRIEFS AND INFORMATIONAL CONTENT


  1. The Content published on the Website, including market briefs, research summaries, commentary and analysis (Informational Content), is provided for general informational purposes only.

  2. Informational Content does not constitute, and must not be relied upon as:

    1. professional advice of any kind, including legal, financial, investment, accounting, tax, property or business advice;

    2. a recommendation to acquire or dispose of any asset, investment, property or financial product;

    3. a statement of opinion or prediction on which you should rely for any decision; or

    4. a substitute for obtaining independent professional advice tailored to your specific circumstances.

  3. Premise Studio makes no representation or warranty, express or implied, that any Informational Content is:

    1. accurate, complete or up to date;

    2. suitable for any particular purpose or use;

    3. free from errors, omissions or inaccuracies; or

    4. reflective of current market conditions at the time you access it.

  4. Market conditions, data and analysis can change rapidly. You should independently verify any information before relying on it and obtain appropriate professional advice before making any decision based on Informational Content.

  5. Any data, statistics, forecasts or research referenced in Informational Content may be sourced from third parties. Premise Studio does not independently verify all third-party data and is not responsible for its accuracy or completeness.


ENQUIRY SUBMISSIONS


  1. You may submit an enquiry through the Website's enquiry form. By submitting an enquiry, you acknowledge that:

    1. submitting an enquiry does not create a client relationship, engagement, retainer or any contractual obligation;

    2. Premise Studio is not obliged to respond to any enquiry;

    3. any information you provide in an enquiry will be handled in accordance with our Privacy Policy; and

    4. you must not submit false, misleading or unlawful information.

  2. Any response to an enquiry is provided as a preliminary communication only and does not constitute professional advice or a binding offer.


EMAIL SUBSCRIPTIONS


  1. You may subscribe to receive market briefs and updates from Premise Studio by email. By subscribing, you:

    1. consent to receiving electronic communications from us in accordance with the Spam Act 2003 (Cth);

    2. acknowledge that market briefs delivered by email are Informational Content subject to the disclaimers in clause 5; and

    3. may unsubscribe at any time by following the unsubscribe instructions in any email we send you.

  2. We will handle your personal information in accordance with our Privacy Policy.


PERMITTED USE AND PROHIBITED CONDUCT


  1. You may use the Website only for lawful purposes and in accordance with these Terms.

  2. You must not:

    1. use the Website in any way that violates any applicable law or regulation;

    2. attempt to gain unauthorised access to any part of the Website, its servers, or any system or network connected to the Website;

    3. introduce viruses, malware, ransomware or other harmful code to the Website;

    4. use automated tools, bots, scrapers, crawlers or similar technology to access, extract or index Content from the Website without our prior written consent;

    5. impersonate any person or entity or misrepresent your affiliation with any person or entity;

    6. use the Website to transmit unsolicited commercial communications; or

    7. interfere with or disrupt the integrity or performance of the Website.


WEBSITE AVAILABILITY AND SECURITY


  1. We will use reasonable endeavours to make the Website available, but we do not guarantee that the Website will be available at all times or free from interruption, errors or defects.

  2. The Website may be temporarily unavailable due to maintenance, updates, technical issues or circumstances beyond our control. We are not liable for any loss or inconvenience arising from unavailability.

  3. While we take reasonable steps to maintain the security of the Website, we cannot guarantee that the Website is free from security vulnerabilities. You access the Website at your own risk and are responsible for ensuring that your own systems are protected.

  4. We reserve the right to suspend, restrict or terminate access to the Website at any time without notice.


LIMITATION OF LIABILITY


  1. To the maximum extent permitted by law, Premise Studio excludes all liability for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Website or any Content, including:

    1. direct, indirect, incidental, special or consequential loss;

    2. loss of profits, revenue, data, goodwill or business opportunity;

    3. loss arising from reliance on Informational Content; or

    4. loss arising from third-party content, data or external links.

  2. Where liability cannot be excluded under applicable law, including under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), our liability is limited to the maximum extent permitted by law. For services not ordinarily acquired for personal, domestic or household use, our liability for a failure to comply with a consumer guarantee is limited, at our option, to:

    1. supplying the services again; or

    2. paying the cost of having the services supplied again,

in accordance with section 64A of the Australian Consumer Law.

  1. Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law that cannot lawfully be excluded or limited. Your statutory rights under the Australian Consumer Law are not affected by these Terms.


INDEMNITY


  1. You agree to indemnify and hold harmless Premise Studio, its directors, officers, employees and agents from and against any claim, loss, damage, liability, cost or expense (including reasonable legal costs) arising out of or in connection with:

    1. your use of the Website in breach of these Terms;

    2. any content or information you submit through the Website that is false, misleading or unlawful; or

    3. your infringement of any third party's intellectual property or other rights.

  2. This indemnity is fair and proportionate and does not apply to the extent that any loss or damage is caused or contributed to by Premise Studio's own negligence or breach of these Terms.


PRIVACY


  1. Premise Studio is committed to protecting your personal information. Our Privacy Policy explains how we collect, use, store and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

  2. By using the Website, submitting an enquiry or subscribing to our email list, you acknowledge that you have read and understood our Privacy Policy.

  3. Our Privacy Policy is available on the Website and is incorporated into these Terms by reference.


GOVERNING LAW AND JURISDICTION


  1. These Terms are governed by the laws of New South Wales, Australia.

  2. Premise Studio operates in both New South Wales and South Australia. To the extent that any matter arises in connection with Premise Studio's operations in South Australia, the laws of South Australia may also be relevant.

  3. Each party submits to the non-exclusive jurisdiction of the courts of New South Wales and the Federal Court of Australia.


VARIATION AND TERMINATION


  1. We may update or vary these Terms at any time by posting the revised Terms on the Website with an updated "Last updated" date. We will take reasonable steps to notify users of material changes, including by posting a notice on the Website.

  2. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of those Terms.

  3. We may terminate or suspend your access to the Website at any time, without notice, if you breach these Terms or if we reasonably consider it necessary to do so.

  4. Clauses 3, 4, 5, 10, 11 and 13 survive termination of these Terms.


GENERAL


  1. These Terms constitute the entire agreement between you and Premise Studio in relation to your use of the Website and supersede all prior agreements, representations and understandings.

  2. If any provision of these Terms is found to be invalid, unenforceable or illegal, that provision will be severed and the remaining provisions will continue in full force and effect.

  3. Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

  4. These Terms do not create any agency, partnership, joint venture or employment relationship between you and Premise Studio.

  5. Any notice or communication under these Terms may be sent by email to info@premisestudio.com.au.


CONTACT


  1. If you have any questions about these Terms, please contact us:

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Email: info@premisestudio.com.au

Website: premisestudio.com.au


SCHEDULE 1: MARKET BRIEFS DISCLAIMER


Important notice regarding market briefs and research content

Market briefs and research summaries published on this Website are prepared by Premise Studio for general informational purposes only. They do not constitute financial product advice, investment advice, legal advice, property advice or any other form of professional advice regulated under Australian law, including the Corporations Act 2001 (Cth) or the National Consumer Credit Protection Act 2009 (Cth).

Premise Studio Pty Ltd (ABN 51 701 133 548) does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial product advice. Nothing in any market brief should be construed as a recommendation to acquire, hold or dispose of any financial product, security, property or investment.


Past performance and historical data referenced in market briefs are not a reliable indicator of future performance. Market conditions change and information may become outdated. You should seek independent professional advice before making any financial, investment or business decision.



Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Last updated: 25 September 2026

INTRODUCTION

  1. These Terms and Conditions of Use (Terms) govern your access to and use of the website operated by Premise Studio Pty Ltd (ABN 51 701 133 548 | ACN 701 133 548) (Premise Studio, we, us, our), including all pages, content, market briefs, portfolio material and features available at our website (Website).

  2. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

  3. These Terms should be read together with our Privacy Policy, which is incorporated by reference and governs how we collect, use and disclose personal information submitted through the Website, including via enquiry forms and email subscription sign-ups.

  4. We may update these Terms from time to time in accordance with clause 14. Continued use of the Website after any update constitutes acceptance of the revised Terms.


ABOUT THE WEBSITE

  1. The Website is an informational and promotional platform. It is used to:

    1. promote Premise Studio's professional services;

    2. publish market briefs, commentary, research summaries and other original content (Content);

    3. allow visitors to submit enquiries; and

    4. allow visitors to subscribe to receive market briefs and updates by email.

  2. The Website does not:

    1. accept payments or process financial transactions;

    2. sell or deliver services directly;

    3. create user accounts; or

    4. accept online bookings.

  3. Submitting an enquiry through the Website does not create a client relationship, retainer, engagement or any contractual obligation between you and Premise Studio. Any paid engagement will be governed by a separate written proposal or services agreement executed by both parties.


INTELLECTUAL PROPERTY


  1. All Content on the Website, including but not limited to text, market briefs, research summaries, commentary, graphics, logos, trade marks, service marks, photographs, illustrations, layout and design (Premise Studio IP), is owned by or licensed to Premise Studio and is protected by Australian and international intellectual property laws, including the Copyright Act 1968 (Cth) and the Trade Marks Act 1995 (Cth).

  2. You may access and view Premise Studio IP for your own personal, non-commercial informational purposes only. You must not, without our prior written consent:

    1. copy, reproduce, republish, upload, post, transmit or distribute any Premise Studio IP;

    2. modify, adapt, translate or create derivative works from any Premise Studio IP;

    3. use any Premise Studio IP for commercial purposes, including in marketing materials, publications or client-facing work;

    4. scrape, crawl, index or otherwise extract Content from the Website by automated means; or

    5. remove, alter or obscure any copyright, trade mark or other proprietary notice on the Website.

  3. Nothing in these Terms grants you any licence or right in respect of Premise Studio's trade marks, logos or branding beyond what is expressly stated.


PORTFOLIO MATERIAL AND THIRD-PARTY CONTENT


  1. The Website may display portfolio material, case studies or project references that include content, images or information owned by or relating to Premise Studio's clients or third parties (Third-Party Material). Such material is displayed with the permission of the relevant owner and remains the intellectual property of that owner.

  2. You must not copy, reproduce, use or exploit Third-Party Material for any purpose without obtaining the prior written consent of the relevant owner. Premise Studio cannot grant you any rights in respect of Third-Party Material.

  3. The Website may contain links to, or references to, third-party websites, data sources, research publications or external content (Third-Party Sources). Premise Studio does not endorse, control or take responsibility for the accuracy, completeness or currency of any Third-Party Sources. Links are provided for convenience only and do not constitute a recommendation or endorsement of any third party.

  4. Your access to and use of Third-Party Sources is at your own risk and subject to the terms and conditions of those third parties.


MARKET BRIEFS AND INFORMATIONAL CONTENT


  1. The Content published on the Website, including market briefs, research summaries, commentary and analysis (Informational Content), is provided for general informational purposes only.

  2. Informational Content does not constitute, and must not be relied upon as:

    1. professional advice of any kind, including legal, financial, investment, accounting, tax, property or business advice;

    2. a recommendation to acquire or dispose of any asset, investment, property or financial product;

    3. a statement of opinion or prediction on which you should rely for any decision; or

    4. a substitute for obtaining independent professional advice tailored to your specific circumstances.

  3. Premise Studio makes no representation or warranty, express or implied, that any Informational Content is:

    1. accurate, complete or up to date;

    2. suitable for any particular purpose or use;

    3. free from errors, omissions or inaccuracies; or

    4. reflective of current market conditions at the time you access it.

  4. Market conditions, data and analysis can change rapidly. You should independently verify any information before relying on it and obtain appropriate professional advice before making any decision based on Informational Content.

  5. Any data, statistics, forecasts or research referenced in Informational Content may be sourced from third parties. Premise Studio does not independently verify all third-party data and is not responsible for its accuracy or completeness.


ENQUIRY SUBMISSIONS


  1. You may submit an enquiry through the Website's enquiry form. By submitting an enquiry, you acknowledge that:

    1. submitting an enquiry does not create a client relationship, engagement, retainer or any contractual obligation;

    2. Premise Studio is not obliged to respond to any enquiry;

    3. any information you provide in an enquiry will be handled in accordance with our Privacy Policy; and

    4. you must not submit false, misleading or unlawful information.

  2. Any response to an enquiry is provided as a preliminary communication only and does not constitute professional advice or a binding offer.


EMAIL SUBSCRIPTIONS


  1. You may subscribe to receive market briefs and updates from Premise Studio by email. By subscribing, you:

    1. consent to receiving electronic communications from us in accordance with the Spam Act 2003 (Cth);

    2. acknowledge that market briefs delivered by email are Informational Content subject to the disclaimers in clause 5; and

    3. may unsubscribe at any time by following the unsubscribe instructions in any email we send you.

  2. We will handle your personal information in accordance with our Privacy Policy.


PERMITTED USE AND PROHIBITED CONDUCT


  1. You may use the Website only for lawful purposes and in accordance with these Terms.

  2. You must not:

    1. use the Website in any way that violates any applicable law or regulation;

    2. attempt to gain unauthorised access to any part of the Website, its servers, or any system or network connected to the Website;

    3. introduce viruses, malware, ransomware or other harmful code to the Website;

    4. use automated tools, bots, scrapers, crawlers or similar technology to access, extract or index Content from the Website without our prior written consent;

    5. impersonate any person or entity or misrepresent your affiliation with any person or entity;

    6. use the Website to transmit unsolicited commercial communications; or

    7. interfere with or disrupt the integrity or performance of the Website.


WEBSITE AVAILABILITY AND SECURITY


  1. We will use reasonable endeavours to make the Website available, but we do not guarantee that the Website will be available at all times or free from interruption, errors or defects.

  2. The Website may be temporarily unavailable due to maintenance, updates, technical issues or circumstances beyond our control. We are not liable for any loss or inconvenience arising from unavailability.

  3. While we take reasonable steps to maintain the security of the Website, we cannot guarantee that the Website is free from security vulnerabilities. You access the Website at your own risk and are responsible for ensuring that your own systems are protected.

  4. We reserve the right to suspend, restrict or terminate access to the Website at any time without notice.


LIMITATION OF LIABILITY


  1. To the maximum extent permitted by law, Premise Studio excludes all liability for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Website or any Content, including:

    1. direct, indirect, incidental, special or consequential loss;

    2. loss of profits, revenue, data, goodwill or business opportunity;

    3. loss arising from reliance on Informational Content; or

    4. loss arising from third-party content, data or external links.

  2. Where liability cannot be excluded under applicable law, including under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), our liability is limited to the maximum extent permitted by law. For services not ordinarily acquired for personal, domestic or household use, our liability for a failure to comply with a consumer guarantee is limited, at our option, to:

    1. supplying the services again; or

    2. paying the cost of having the services supplied again,

in accordance with section 64A of the Australian Consumer Law.

  1. Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law that cannot lawfully be excluded or limited. Your statutory rights under the Australian Consumer Law are not affected by these Terms.


INDEMNITY


  1. You agree to indemnify and hold harmless Premise Studio, its directors, officers, employees and agents from and against any claim, loss, damage, liability, cost or expense (including reasonable legal costs) arising out of or in connection with:

    1. your use of the Website in breach of these Terms;

    2. any content or information you submit through the Website that is false, misleading or unlawful; or

    3. your infringement of any third party's intellectual property or other rights.

  2. This indemnity is fair and proportionate and does not apply to the extent that any loss or damage is caused or contributed to by Premise Studio's own negligence or breach of these Terms.


PRIVACY


  1. Premise Studio is committed to protecting your personal information. Our Privacy Policy explains how we collect, use, store and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

  2. By using the Website, submitting an enquiry or subscribing to our email list, you acknowledge that you have read and understood our Privacy Policy.

  3. Our Privacy Policy is available on the Website and is incorporated into these Terms by reference.


GOVERNING LAW AND JURISDICTION


  1. These Terms are governed by the laws of New South Wales, Australia.

  2. Premise Studio operates in both New South Wales and South Australia. To the extent that any matter arises in connection with Premise Studio's operations in South Australia, the laws of South Australia may also be relevant.

  3. Each party submits to the non-exclusive jurisdiction of the courts of New South Wales and the Federal Court of Australia.


VARIATION AND TERMINATION


  1. We may update or vary these Terms at any time by posting the revised Terms on the Website with an updated "Last updated" date. We will take reasonable steps to notify users of material changes, including by posting a notice on the Website.

  2. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of those Terms.

  3. We may terminate or suspend your access to the Website at any time, without notice, if you breach these Terms or if we reasonably consider it necessary to do so.

  4. Clauses 3, 4, 5, 10, 11 and 13 survive termination of these Terms.


GENERAL


  1. These Terms constitute the entire agreement between you and Premise Studio in relation to your use of the Website and supersede all prior agreements, representations and understandings.

  2. If any provision of these Terms is found to be invalid, unenforceable or illegal, that provision will be severed and the remaining provisions will continue in full force and effect.

  3. Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

  4. These Terms do not create any agency, partnership, joint venture or employment relationship between you and Premise Studio.

  5. Any notice or communication under these Terms may be sent by email to info@premisestudio.com.au.


CONTACT


  1. If you have any questions about these Terms, please contact us:

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Email: info@premisestudio.com.au

Website: premisestudio.com.au


SCHEDULE 1: MARKET BRIEFS DISCLAIMER


Important notice regarding market briefs and research content

Market briefs and research summaries published on this Website are prepared by Premise Studio for general informational purposes only. They do not constitute financial product advice, investment advice, legal advice, property advice or any other form of professional advice regulated under Australian law, including the Corporations Act 2001 (Cth) or the National Consumer Credit Protection Act 2009 (Cth).

Premise Studio Pty Ltd (ABN 51 701 133 548) does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial product advice. Nothing in any market brief should be construed as a recommendation to acquire, hold or dispose of any financial product, security, property or investment.


Past performance and historical data referenced in market briefs are not a reliable indicator of future performance. Market conditions change and information may become outdated. You should seek independent professional advice before making any financial, investment or business decision.



Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Last updated: 25 September 2026

INTRODUCTION

  1. These Terms and Conditions of Use (Terms) govern your access to and use of the website operated by Premise Studio Pty Ltd (ABN 51 701 133 548 | ACN 701 133 548) (Premise Studio, we, us, our), including all pages, content, market briefs, portfolio material and features available at our website (Website).

  2. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

  3. These Terms should be read together with our Privacy Policy, which is incorporated by reference and governs how we collect, use and disclose personal information submitted through the Website, including via enquiry forms and email subscription sign-ups.

  4. We may update these Terms from time to time in accordance with clause 14. Continued use of the Website after any update constitutes acceptance of the revised Terms.


ABOUT THE WEBSITE

  1. The Website is an informational and promotional platform. It is used to:

    1. promote Premise Studio's professional services;

    2. publish market briefs, commentary, research summaries and other original content (Content);

    3. allow visitors to submit enquiries; and

    4. allow visitors to subscribe to receive market briefs and updates by email.

  2. The Website does not:

    1. accept payments or process financial transactions;

    2. sell or deliver services directly;

    3. create user accounts; or

    4. accept online bookings.

  3. Submitting an enquiry through the Website does not create a client relationship, retainer, engagement or any contractual obligation between you and Premise Studio. Any paid engagement will be governed by a separate written proposal or services agreement executed by both parties.


INTELLECTUAL PROPERTY


  1. All Content on the Website, including but not limited to text, market briefs, research summaries, commentary, graphics, logos, trade marks, service marks, photographs, illustrations, layout and design (Premise Studio IP), is owned by or licensed to Premise Studio and is protected by Australian and international intellectual property laws, including the Copyright Act 1968 (Cth) and the Trade Marks Act 1995 (Cth).

  2. You may access and view Premise Studio IP for your own personal, non-commercial informational purposes only. You must not, without our prior written consent:

    1. copy, reproduce, republish, upload, post, transmit or distribute any Premise Studio IP;

    2. modify, adapt, translate or create derivative works from any Premise Studio IP;

    3. use any Premise Studio IP for commercial purposes, including in marketing materials, publications or client-facing work;

    4. scrape, crawl, index or otherwise extract Content from the Website by automated means; or

    5. remove, alter or obscure any copyright, trade mark or other proprietary notice on the Website.

  3. Nothing in these Terms grants you any licence or right in respect of Premise Studio's trade marks, logos or branding beyond what is expressly stated.


PORTFOLIO MATERIAL AND THIRD-PARTY CONTENT


  1. The Website may display portfolio material, case studies or project references that include content, images or information owned by or relating to Premise Studio's clients or third parties (Third-Party Material). Such material is displayed with the permission of the relevant owner and remains the intellectual property of that owner.

  2. You must not copy, reproduce, use or exploit Third-Party Material for any purpose without obtaining the prior written consent of the relevant owner. Premise Studio cannot grant you any rights in respect of Third-Party Material.

  3. The Website may contain links to, or references to, third-party websites, data sources, research publications or external content (Third-Party Sources). Premise Studio does not endorse, control or take responsibility for the accuracy, completeness or currency of any Third-Party Sources. Links are provided for convenience only and do not constitute a recommendation or endorsement of any third party.

  4. Your access to and use of Third-Party Sources is at your own risk and subject to the terms and conditions of those third parties.


MARKET BRIEFS AND INFORMATIONAL CONTENT


  1. The Content published on the Website, including market briefs, research summaries, commentary and analysis (Informational Content), is provided for general informational purposes only.

  2. Informational Content does not constitute, and must not be relied upon as:

    1. professional advice of any kind, including legal, financial, investment, accounting, tax, property or business advice;

    2. a recommendation to acquire or dispose of any asset, investment, property or financial product;

    3. a statement of opinion or prediction on which you should rely for any decision; or

    4. a substitute for obtaining independent professional advice tailored to your specific circumstances.

  3. Premise Studio makes no representation or warranty, express or implied, that any Informational Content is:

    1. accurate, complete or up to date;

    2. suitable for any particular purpose or use;

    3. free from errors, omissions or inaccuracies; or

    4. reflective of current market conditions at the time you access it.

  4. Market conditions, data and analysis can change rapidly. You should independently verify any information before relying on it and obtain appropriate professional advice before making any decision based on Informational Content.

  5. Any data, statistics, forecasts or research referenced in Informational Content may be sourced from third parties. Premise Studio does not independently verify all third-party data and is not responsible for its accuracy or completeness.


ENQUIRY SUBMISSIONS


  1. You may submit an enquiry through the Website's enquiry form. By submitting an enquiry, you acknowledge that:

    1. submitting an enquiry does not create a client relationship, engagement, retainer or any contractual obligation;

    2. Premise Studio is not obliged to respond to any enquiry;

    3. any information you provide in an enquiry will be handled in accordance with our Privacy Policy; and

    4. you must not submit false, misleading or unlawful information.

  2. Any response to an enquiry is provided as a preliminary communication only and does not constitute professional advice or a binding offer.


EMAIL SUBSCRIPTIONS


  1. You may subscribe to receive market briefs and updates from Premise Studio by email. By subscribing, you:

    1. consent to receiving electronic communications from us in accordance with the Spam Act 2003 (Cth);

    2. acknowledge that market briefs delivered by email are Informational Content subject to the disclaimers in clause 5; and

    3. may unsubscribe at any time by following the unsubscribe instructions in any email we send you.

  2. We will handle your personal information in accordance with our Privacy Policy.


PERMITTED USE AND PROHIBITED CONDUCT


  1. You may use the Website only for lawful purposes and in accordance with these Terms.

  2. You must not:

    1. use the Website in any way that violates any applicable law or regulation;

    2. attempt to gain unauthorised access to any part of the Website, its servers, or any system or network connected to the Website;

    3. introduce viruses, malware, ransomware or other harmful code to the Website;

    4. use automated tools, bots, scrapers, crawlers or similar technology to access, extract or index Content from the Website without our prior written consent;

    5. impersonate any person or entity or misrepresent your affiliation with any person or entity;

    6. use the Website to transmit unsolicited commercial communications; or

    7. interfere with or disrupt the integrity or performance of the Website.


WEBSITE AVAILABILITY AND SECURITY


  1. We will use reasonable endeavours to make the Website available, but we do not guarantee that the Website will be available at all times or free from interruption, errors or defects.

  2. The Website may be temporarily unavailable due to maintenance, updates, technical issues or circumstances beyond our control. We are not liable for any loss or inconvenience arising from unavailability.

  3. While we take reasonable steps to maintain the security of the Website, we cannot guarantee that the Website is free from security vulnerabilities. You access the Website at your own risk and are responsible for ensuring that your own systems are protected.

  4. We reserve the right to suspend, restrict or terminate access to the Website at any time without notice.


LIMITATION OF LIABILITY


  1. To the maximum extent permitted by law, Premise Studio excludes all liability for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Website or any Content, including:

    1. direct, indirect, incidental, special or consequential loss;

    2. loss of profits, revenue, data, goodwill or business opportunity;

    3. loss arising from reliance on Informational Content; or

    4. loss arising from third-party content, data or external links.

  2. Where liability cannot be excluded under applicable law, including under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), our liability is limited to the maximum extent permitted by law. For services not ordinarily acquired for personal, domestic or household use, our liability for a failure to comply with a consumer guarantee is limited, at our option, to:

    1. supplying the services again; or

    2. paying the cost of having the services supplied again,

in accordance with section 64A of the Australian Consumer Law.

  1. Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law that cannot lawfully be excluded or limited. Your statutory rights under the Australian Consumer Law are not affected by these Terms.


INDEMNITY


  1. You agree to indemnify and hold harmless Premise Studio, its directors, officers, employees and agents from and against any claim, loss, damage, liability, cost or expense (including reasonable legal costs) arising out of or in connection with:

    1. your use of the Website in breach of these Terms;

    2. any content or information you submit through the Website that is false, misleading or unlawful; or

    3. your infringement of any third party's intellectual property or other rights.

  2. This indemnity is fair and proportionate and does not apply to the extent that any loss or damage is caused or contributed to by Premise Studio's own negligence or breach of these Terms.


PRIVACY


  1. Premise Studio is committed to protecting your personal information. Our Privacy Policy explains how we collect, use, store and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

  2. By using the Website, submitting an enquiry or subscribing to our email list, you acknowledge that you have read and understood our Privacy Policy.

  3. Our Privacy Policy is available on the Website and is incorporated into these Terms by reference.


GOVERNING LAW AND JURISDICTION


  1. These Terms are governed by the laws of New South Wales, Australia.

  2. Premise Studio operates in both New South Wales and South Australia. To the extent that any matter arises in connection with Premise Studio's operations in South Australia, the laws of South Australia may also be relevant.

  3. Each party submits to the non-exclusive jurisdiction of the courts of New South Wales and the Federal Court of Australia.


VARIATION AND TERMINATION


  1. We may update or vary these Terms at any time by posting the revised Terms on the Website with an updated "Last updated" date. We will take reasonable steps to notify users of material changes, including by posting a notice on the Website.

  2. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of those Terms.

  3. We may terminate or suspend your access to the Website at any time, without notice, if you breach these Terms or if we reasonably consider it necessary to do so.

  4. Clauses 3, 4, 5, 10, 11 and 13 survive termination of these Terms.


GENERAL


  1. These Terms constitute the entire agreement between you and Premise Studio in relation to your use of the Website and supersede all prior agreements, representations and understandings.

  2. If any provision of these Terms is found to be invalid, unenforceable or illegal, that provision will be severed and the remaining provisions will continue in full force and effect.

  3. Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

  4. These Terms do not create any agency, partnership, joint venture or employment relationship between you and Premise Studio.

  5. Any notice or communication under these Terms may be sent by email to info@premisestudio.com.au.


CONTACT


  1. If you have any questions about these Terms, please contact us:

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Email: info@premisestudio.com.au

Website: premisestudio.com.au


SCHEDULE 1: MARKET BRIEFS DISCLAIMER


Important notice regarding market briefs and research content

Market briefs and research summaries published on this Website are prepared by Premise Studio for general informational purposes only. They do not constitute financial product advice, investment advice, legal advice, property advice or any other form of professional advice regulated under Australian law, including the Corporations Act 2001 (Cth) or the National Consumer Credit Protection Act 2009 (Cth).

Premise Studio Pty Ltd (ABN 51 701 133 548) does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial product advice. Nothing in any market brief should be construed as a recommendation to acquire, hold or dispose of any financial product, security, property or investment.


Past performance and historical data referenced in market briefs are not a reliable indicator of future performance. Market conditions change and information may become outdated. You should seek independent professional advice before making any financial, investment or business decision.

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Last updated: 25 September 2026

INTRODUCTION

  1. These Terms and Conditions of Use (Terms) govern your access to and use of the website operated by Premise Studio Pty Ltd (ABN 51 701 133 548 | ACN 701 133 548) (Premise Studio, we, us, our), including all pages, content, market briefs, portfolio material and features available at our website (Website).

  2. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

  3. These Terms should be read together with our Privacy Policy, which is incorporated by reference and governs how we collect, use and disclose personal information submitted through the Website, including via enquiry forms and email subscription sign-ups.

  4. We may update these Terms from time to time in accordance with clause 14. Continued use of the Website after any update constitutes acceptance of the revised Terms.


ABOUT THE WEBSITE

  1. The Website is an informational and promotional platform. It is used to:

    1. promote Premise Studio's professional services;

    2. publish market briefs, commentary, research summaries and other original content (Content);

    3. allow visitors to submit enquiries; and

    4. allow visitors to subscribe to receive market briefs and updates by email.

  2. The Website does not:

    1. accept payments or process financial transactions;

    2. sell or deliver services directly;

    3. create user accounts; or

    4. accept online bookings.

  3. Submitting an enquiry through the Website does not create a client relationship, retainer, engagement or any contractual obligation between you and Premise Studio. Any paid engagement will be governed by a separate written proposal or services agreement executed by both parties.


INTELLECTUAL PROPERTY


  1. All Content on the Website, including but not limited to text, market briefs, research summaries, commentary, graphics, logos, trade marks, service marks, photographs, illustrations, layout and design (Premise Studio IP), is owned by or licensed to Premise Studio and is protected by Australian and international intellectual property laws, including the Copyright Act 1968 (Cth) and the Trade Marks Act 1995 (Cth).

  2. You may access and view Premise Studio IP for your own personal, non-commercial informational purposes only. You must not, without our prior written consent:

    1. copy, reproduce, republish, upload, post, transmit or distribute any Premise Studio IP;

    2. modify, adapt, translate or create derivative works from any Premise Studio IP;

    3. use any Premise Studio IP for commercial purposes, including in marketing materials, publications or client-facing work;

    4. scrape, crawl, index or otherwise extract Content from the Website by automated means; or

    5. remove, alter or obscure any copyright, trade mark or other proprietary notice on the Website.

  3. Nothing in these Terms grants you any licence or right in respect of Premise Studio's trade marks, logos or branding beyond what is expressly stated.


PORTFOLIO MATERIAL AND THIRD-PARTY CONTENT


  1. The Website may display portfolio material, case studies or project references that include content, images or information owned by or relating to Premise Studio's clients or third parties (Third-Party Material). Such material is displayed with the permission of the relevant owner and remains the intellectual property of that owner.

  2. You must not copy, reproduce, use or exploit Third-Party Material for any purpose without obtaining the prior written consent of the relevant owner. Premise Studio cannot grant you any rights in respect of Third-Party Material.

  3. The Website may contain links to, or references to, third-party websites, data sources, research publications or external content (Third-Party Sources). Premise Studio does not endorse, control or take responsibility for the accuracy, completeness or currency of any Third-Party Sources. Links are provided for convenience only and do not constitute a recommendation or endorsement of any third party.

  4. Your access to and use of Third-Party Sources is at your own risk and subject to the terms and conditions of those third parties.


MARKET BRIEFS AND INFORMATIONAL CONTENT


  1. The Content published on the Website, including market briefs, research summaries, commentary and analysis (Informational Content), is provided for general informational purposes only.

  2. Informational Content does not constitute, and must not be relied upon as:

    1. professional advice of any kind, including legal, financial, investment, accounting, tax, property or business advice;

    2. a recommendation to acquire or dispose of any asset, investment, property or financial product;

    3. a statement of opinion or prediction on which you should rely for any decision; or

    4. a substitute for obtaining independent professional advice tailored to your specific circumstances.

  3. Premise Studio makes no representation or warranty, express or implied, that any Informational Content is:

    1. accurate, complete or up to date;

    2. suitable for any particular purpose or use;

    3. free from errors, omissions or inaccuracies; or

    4. reflective of current market conditions at the time you access it.

  4. Market conditions, data and analysis can change rapidly. You should independently verify any information before relying on it and obtain appropriate professional advice before making any decision based on Informational Content.

  5. Any data, statistics, forecasts or research referenced in Informational Content may be sourced from third parties. Premise Studio does not independently verify all third-party data and is not responsible for its accuracy or completeness.


ENQUIRY SUBMISSIONS


  1. You may submit an enquiry through the Website's enquiry form. By submitting an enquiry, you acknowledge that:

    1. submitting an enquiry does not create a client relationship, engagement, retainer or any contractual obligation;

    2. Premise Studio is not obliged to respond to any enquiry;

    3. any information you provide in an enquiry will be handled in accordance with our Privacy Policy; and

    4. you must not submit false, misleading or unlawful information.

  2. Any response to an enquiry is provided as a preliminary communication only and does not constitute professional advice or a binding offer.


EMAIL SUBSCRIPTIONS


  1. You may subscribe to receive market briefs and updates from Premise Studio by email. By subscribing, you:

    1. consent to receiving electronic communications from us in accordance with the Spam Act 2003 (Cth);

    2. acknowledge that market briefs delivered by email are Informational Content subject to the disclaimers in clause 5; and

    3. may unsubscribe at any time by following the unsubscribe instructions in any email we send you.

  2. We will handle your personal information in accordance with our Privacy Policy.


PERMITTED USE AND PROHIBITED CONDUCT


  1. You may use the Website only for lawful purposes and in accordance with these Terms.

  2. You must not:

    1. use the Website in any way that violates any applicable law or regulation;

    2. attempt to gain unauthorised access to any part of the Website, its servers, or any system or network connected to the Website;

    3. introduce viruses, malware, ransomware or other harmful code to the Website;

    4. use automated tools, bots, scrapers, crawlers or similar technology to access, extract or index Content from the Website without our prior written consent;

    5. impersonate any person or entity or misrepresent your affiliation with any person or entity;

    6. use the Website to transmit unsolicited commercial communications; or

    7. interfere with or disrupt the integrity or performance of the Website.


WEBSITE AVAILABILITY AND SECURITY


  1. We will use reasonable endeavours to make the Website available, but we do not guarantee that the Website will be available at all times or free from interruption, errors or defects.

  2. The Website may be temporarily unavailable due to maintenance, updates, technical issues or circumstances beyond our control. We are not liable for any loss or inconvenience arising from unavailability.

  3. While we take reasonable steps to maintain the security of the Website, we cannot guarantee that the Website is free from security vulnerabilities. You access the Website at your own risk and are responsible for ensuring that your own systems are protected.

  4. We reserve the right to suspend, restrict or terminate access to the Website at any time without notice.


LIMITATION OF LIABILITY


  1. To the maximum extent permitted by law, Premise Studio excludes all liability for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Website or any Content, including:

    1. direct, indirect, incidental, special or consequential loss;

    2. loss of profits, revenue, data, goodwill or business opportunity;

    3. loss arising from reliance on Informational Content; or

    4. loss arising from third-party content, data or external links.

  2. Where liability cannot be excluded under applicable law, including under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), our liability is limited to the maximum extent permitted by law. For services not ordinarily acquired for personal, domestic or household use, our liability for a failure to comply with a consumer guarantee is limited, at our option, to:

    1. supplying the services again; or

    2. paying the cost of having the services supplied again,

in accordance with section 64A of the Australian Consumer Law.

  1. Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law that cannot lawfully be excluded or limited. Your statutory rights under the Australian Consumer Law are not affected by these Terms.


INDEMNITY


  1. You agree to indemnify and hold harmless Premise Studio, its directors, officers, employees and agents from and against any claim, loss, damage, liability, cost or expense (including reasonable legal costs) arising out of or in connection with:

    1. your use of the Website in breach of these Terms;

    2. any content or information you submit through the Website that is false, misleading or unlawful; or

    3. your infringement of any third party's intellectual property or other rights.

  2. This indemnity is fair and proportionate and does not apply to the extent that any loss or damage is caused or contributed to by Premise Studio's own negligence or breach of these Terms.


PRIVACY


  1. Premise Studio is committed to protecting your personal information. Our Privacy Policy explains how we collect, use, store and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

  2. By using the Website, submitting an enquiry or subscribing to our email list, you acknowledge that you have read and understood our Privacy Policy.

  3. Our Privacy Policy is available on the Website and is incorporated into these Terms by reference.


GOVERNING LAW AND JURISDICTION


  1. These Terms are governed by the laws of New South Wales, Australia.

  2. Premise Studio operates in both New South Wales and South Australia. To the extent that any matter arises in connection with Premise Studio's operations in South Australia, the laws of South Australia may also be relevant.

  3. Each party submits to the non-exclusive jurisdiction of the courts of New South Wales and the Federal Court of Australia.


VARIATION AND TERMINATION


  1. We may update or vary these Terms at any time by posting the revised Terms on the Website with an updated "Last updated" date. We will take reasonable steps to notify users of material changes, including by posting a notice on the Website.

  2. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of those Terms.

  3. We may terminate or suspend your access to the Website at any time, without notice, if you breach these Terms or if we reasonably consider it necessary to do so.

  4. Clauses 3, 4, 5, 10, 11 and 13 survive termination of these Terms.


GENERAL


  1. These Terms constitute the entire agreement between you and Premise Studio in relation to your use of the Website and supersede all prior agreements, representations and understandings.

  2. If any provision of these Terms is found to be invalid, unenforceable or illegal, that provision will be severed and the remaining provisions will continue in full force and effect.

  3. Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

  4. These Terms do not create any agency, partnership, joint venture or employment relationship between you and Premise Studio.

  5. Any notice or communication under these Terms may be sent by email to info@premisestudio.com.au.


CONTACT


  1. If you have any questions about these Terms, please contact us:

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Email: info@premisestudio.com.au

Website: premisestudio.com.au


SCHEDULE 1: MARKET BRIEFS DISCLAIMER


Important notice regarding market briefs and research content

Market briefs and research summaries published on this Website are prepared by Premise Studio for general informational purposes only. They do not constitute financial product advice, investment advice, legal advice, property advice or any other form of professional advice regulated under Australian law, including the Corporations Act 2001 (Cth) or the National Consumer Credit Protection Act 2009 (Cth).

Premise Studio Pty Ltd (ABN 51 701 133 548) does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial product advice. Nothing in any market brief should be construed as a recommendation to acquire, hold or dispose of any financial product, security, property or investment.


Past performance and historical data referenced in market briefs are not a reliable indicator of future performance. Market conditions change and information may become outdated. You should seek independent professional advice before making any financial, investment or business decision.

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Last updated: 25 September 2026

INTRODUCTION

  1. These Terms and Conditions of Use (Terms) govern your access to and use of the website operated by Premise Studio Pty Ltd (ABN 51 701 133 548 | ACN 701 133 548) (Premise Studio, we, us, our), including all pages, content, market briefs, portfolio material and features available at our website (Website).

  2. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

  3. These Terms should be read together with our Privacy Policy, which is incorporated by reference and governs how we collect, use and disclose personal information submitted through the Website, including via enquiry forms and email subscription sign-ups.

  4. We may update these Terms from time to time in accordance with clause 14. Continued use of the Website after any update constitutes acceptance of the revised Terms.


ABOUT THE WEBSITE

  1. The Website is an informational and promotional platform. It is used to:

    1. promote Premise Studio's professional services;

    2. publish market briefs, commentary, research summaries and other original content (Content);

    3. allow visitors to submit enquiries; and

    4. allow visitors to subscribe to receive market briefs and updates by email.

  2. The Website does not:

    1. accept payments or process financial transactions;

    2. sell or deliver services directly;

    3. create user accounts; or

    4. accept online bookings.

  3. Submitting an enquiry through the Website does not create a client relationship, retainer, engagement or any contractual obligation between you and Premise Studio. Any paid engagement will be governed by a separate written proposal or services agreement executed by both parties.


INTELLECTUAL PROPERTY


  1. All Content on the Website, including but not limited to text, market briefs, research summaries, commentary, graphics, logos, trade marks, service marks, photographs, illustrations, layout and design (Premise Studio IP), is owned by or licensed to Premise Studio and is protected by Australian and international intellectual property laws, including the Copyright Act 1968 (Cth) and the Trade Marks Act 1995 (Cth).

  2. You may access and view Premise Studio IP for your own personal, non-commercial informational purposes only. You must not, without our prior written consent:

    1. copy, reproduce, republish, upload, post, transmit or distribute any Premise Studio IP;

    2. modify, adapt, translate or create derivative works from any Premise Studio IP;

    3. use any Premise Studio IP for commercial purposes, including in marketing materials, publications or client-facing work;

    4. scrape, crawl, index or otherwise extract Content from the Website by automated means; or

    5. remove, alter or obscure any copyright, trade mark or other proprietary notice on the Website.

  3. Nothing in these Terms grants you any licence or right in respect of Premise Studio's trade marks, logos or branding beyond what is expressly stated.


PORTFOLIO MATERIAL AND THIRD-PARTY CONTENT


  1. The Website may display portfolio material, case studies or project references that include content, images or information owned by or relating to Premise Studio's clients or third parties (Third-Party Material). Such material is displayed with the permission of the relevant owner and remains the intellectual property of that owner.

  2. You must not copy, reproduce, use or exploit Third-Party Material for any purpose without obtaining the prior written consent of the relevant owner. Premise Studio cannot grant you any rights in respect of Third-Party Material.

  3. The Website may contain links to, or references to, third-party websites, data sources, research publications or external content (Third-Party Sources). Premise Studio does not endorse, control or take responsibility for the accuracy, completeness or currency of any Third-Party Sources. Links are provided for convenience only and do not constitute a recommendation or endorsement of any third party.

  4. Your access to and use of Third-Party Sources is at your own risk and subject to the terms and conditions of those third parties.


MARKET BRIEFS AND INFORMATIONAL CONTENT


  1. The Content published on the Website, including market briefs, research summaries, commentary and analysis (Informational Content), is provided for general informational purposes only.

  2. Informational Content does not constitute, and must not be relied upon as:

    1. professional advice of any kind, including legal, financial, investment, accounting, tax, property or business advice;

    2. a recommendation to acquire or dispose of any asset, investment, property or financial product;

    3. a statement of opinion or prediction on which you should rely for any decision; or

    4. a substitute for obtaining independent professional advice tailored to your specific circumstances.

  3. Premise Studio makes no representation or warranty, express or implied, that any Informational Content is:

    1. accurate, complete or up to date;

    2. suitable for any particular purpose or use;

    3. free from errors, omissions or inaccuracies; or

    4. reflective of current market conditions at the time you access it.

  4. Market conditions, data and analysis can change rapidly. You should independently verify any information before relying on it and obtain appropriate professional advice before making any decision based on Informational Content.

  5. Any data, statistics, forecasts or research referenced in Informational Content may be sourced from third parties. Premise Studio does not independently verify all third-party data and is not responsible for its accuracy or completeness.


ENQUIRY SUBMISSIONS


  1. You may submit an enquiry through the Website's enquiry form. By submitting an enquiry, you acknowledge that:

    1. submitting an enquiry does not create a client relationship, engagement, retainer or any contractual obligation;

    2. Premise Studio is not obliged to respond to any enquiry;

    3. any information you provide in an enquiry will be handled in accordance with our Privacy Policy; and

    4. you must not submit false, misleading or unlawful information.

  2. Any response to an enquiry is provided as a preliminary communication only and does not constitute professional advice or a binding offer.


EMAIL SUBSCRIPTIONS


  1. You may subscribe to receive market briefs and updates from Premise Studio by email. By subscribing, you:

    1. consent to receiving electronic communications from us in accordance with the Spam Act 2003 (Cth);

    2. acknowledge that market briefs delivered by email are Informational Content subject to the disclaimers in clause 5; and

    3. may unsubscribe at any time by following the unsubscribe instructions in any email we send you.

  2. We will handle your personal information in accordance with our Privacy Policy.


PERMITTED USE AND PROHIBITED CONDUCT


  1. You may use the Website only for lawful purposes and in accordance with these Terms.

  2. You must not:

    1. use the Website in any way that violates any applicable law or regulation;

    2. attempt to gain unauthorised access to any part of the Website, its servers, or any system or network connected to the Website;

    3. introduce viruses, malware, ransomware or other harmful code to the Website;

    4. use automated tools, bots, scrapers, crawlers or similar technology to access, extract or index Content from the Website without our prior written consent;

    5. impersonate any person or entity or misrepresent your affiliation with any person or entity;

    6. use the Website to transmit unsolicited commercial communications; or

    7. interfere with or disrupt the integrity or performance of the Website.


WEBSITE AVAILABILITY AND SECURITY


  1. We will use reasonable endeavours to make the Website available, but we do not guarantee that the Website will be available at all times or free from interruption, errors or defects.

  2. The Website may be temporarily unavailable due to maintenance, updates, technical issues or circumstances beyond our control. We are not liable for any loss or inconvenience arising from unavailability.

  3. While we take reasonable steps to maintain the security of the Website, we cannot guarantee that the Website is free from security vulnerabilities. You access the Website at your own risk and are responsible for ensuring that your own systems are protected.

  4. We reserve the right to suspend, restrict or terminate access to the Website at any time without notice.


LIMITATION OF LIABILITY


  1. To the maximum extent permitted by law, Premise Studio excludes all liability for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Website or any Content, including:

    1. direct, indirect, incidental, special or consequential loss;

    2. loss of profits, revenue, data, goodwill or business opportunity;

    3. loss arising from reliance on Informational Content; or

    4. loss arising from third-party content, data or external links.

  2. Where liability cannot be excluded under applicable law, including under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), our liability is limited to the maximum extent permitted by law. For services not ordinarily acquired for personal, domestic or household use, our liability for a failure to comply with a consumer guarantee is limited, at our option, to:

    1. supplying the services again; or

    2. paying the cost of having the services supplied again,

in accordance with section 64A of the Australian Consumer Law.

  1. Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the Australian Consumer Law that cannot lawfully be excluded or limited. Your statutory rights under the Australian Consumer Law are not affected by these Terms.


INDEMNITY


  1. You agree to indemnify and hold harmless Premise Studio, its directors, officers, employees and agents from and against any claim, loss, damage, liability, cost or expense (including reasonable legal costs) arising out of or in connection with:

    1. your use of the Website in breach of these Terms;

    2. any content or information you submit through the Website that is false, misleading or unlawful; or

    3. your infringement of any third party's intellectual property or other rights.

  2. This indemnity is fair and proportionate and does not apply to the extent that any loss or damage is caused or contributed to by Premise Studio's own negligence or breach of these Terms.


PRIVACY


  1. Premise Studio is committed to protecting your personal information. Our Privacy Policy explains how we collect, use, store and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

  2. By using the Website, submitting an enquiry or subscribing to our email list, you acknowledge that you have read and understood our Privacy Policy.

  3. Our Privacy Policy is available on the Website and is incorporated into these Terms by reference.


GOVERNING LAW AND JURISDICTION


  1. These Terms are governed by the laws of New South Wales, Australia.

  2. Premise Studio operates in both New South Wales and South Australia. To the extent that any matter arises in connection with Premise Studio's operations in South Australia, the laws of South Australia may also be relevant.

  3. Each party submits to the non-exclusive jurisdiction of the courts of New South Wales and the Federal Court of Australia.


VARIATION AND TERMINATION


  1. We may update or vary these Terms at any time by posting the revised Terms on the Website with an updated "Last updated" date. We will take reasonable steps to notify users of material changes, including by posting a notice on the Website.

  2. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of those Terms.

  3. We may terminate or suspend your access to the Website at any time, without notice, if you breach these Terms or if we reasonably consider it necessary to do so.

  4. Clauses 3, 4, 5, 10, 11 and 13 survive termination of these Terms.


GENERAL


  1. These Terms constitute the entire agreement between you and Premise Studio in relation to your use of the Website and supersede all prior agreements, representations and understandings.

  2. If any provision of these Terms is found to be invalid, unenforceable or illegal, that provision will be severed and the remaining provisions will continue in full force and effect.

  3. Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

  4. These Terms do not create any agency, partnership, joint venture or employment relationship between you and Premise Studio.

  5. Any notice or communication under these Terms may be sent by email to info@premisestudio.com.au.


CONTACT


  1. If you have any questions about these Terms, please contact us:

Premise Studio Pty Ltd

ABN 51 701 133 548 | ACN 701 133 548

Email: info@premisestudio.com.au

Website: premisestudio.com.au


SCHEDULE 1: MARKET BRIEFS DISCLAIMER


Important notice regarding market briefs and research content

Market briefs and research summaries published on this Website are prepared by Premise Studio for general informational purposes only. They do not constitute financial product advice, investment advice, legal advice, property advice or any other form of professional advice regulated under Australian law, including the Corporations Act 2001 (Cth) or the National Consumer Credit Protection Act 2009 (Cth).

Premise Studio Pty Ltd (ABN 51 701 133 548) does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial product advice. Nothing in any market brief should be construed as a recommendation to acquire, hold or dispose of any financial product, security, property or investment.


Past performance and historical data referenced in market briefs are not a reliable indicator of future performance. Market conditions change and information may become outdated. You should seek independent professional advice before making any financial, investment or business decision.



Premise Studio Pty Ltd | ABN 51 701 133 548

© 2026 Premise Studio Pty Ltd. All rights reserved.

Premise Studio Pty Ltd | ABN 51 701 133 548

© 2026 Premise Studio Pty Ltd. All rights reserved.

Premise Studio Pty Ltd | ABN 51 701 133 548

© 2026 Premise Studio Pty Ltd. All rights reserved.

Premise Studio Pty Ltd | ABN 51 701 133 548

© 2026 Premise Studio Pty Ltd. All rights reserved.

Premise Studio Pty Ltd | ABN 51 701 133 548

© 2026 Premise Studio Pty Ltd. All rights reserved.